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Asset Finance

Truck and heavy vehicle finance, built for operators.

Prime movers, rigids, tippers and trailers, financed around how your transport business actually runs.

Why operators use us

  • New ABN and owner-operator options
  • New, used, dealer or private sale
  • Chattel mortgage, lease or hire purchase
  • A panel of lenders compared for you
  • Approvals often within 24 to 48 hours
What we finance

Keep your fleet moving without tying up your cash.

Whether you are buying your first prime mover or adding the fifth truck to the fleet, truck and heavy vehicle finance lets you spread the cost over the working life of the asset instead of paying for it all upfront. As brokers, we compare lenders across our panel of banks, non-banks and specialist asset financiers, then match you to one whose policy suits owner-operators and transport businesses.

We finance prime movers, rigids, tippers, tankers, buses, trailers and most commercial heavy vehicles, new or used, from a dealer or a private sale, for operators right across Australia.

Who it suits

Made for the people who keep freight moving.

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Owner-operators

Buying your own truck for the first time, or upgrading the one that has done the kilometres. New-ABN options available.

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Transport and logistics businesses

Expanding the fleet, replacing ageing vehicles, or financing trailers and ancillary equipment.

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Trades and construction

Tippers, water trucks and heavy vehicles for busy sites around the country.

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Agriculture and regional

Trucks and transport for farms and regional operators who need the gear working, not waiting.

How it is structured

The right finance structure for your situation.

We explain which one fits in plain language, and your accountant can confirm the tax treatment for you.

Chattel mortgage

You own the truck from day one and the lender holds an interest until it is paid out. A common choice for businesses. Your accountant can advise on any GST and tax treatment.

Finance lease

The lender owns the vehicle and leases it to you. Can suit some businesses depending on how they account for the vehicle, which your accountant can confirm.

Commercial hire purchase

You hire the truck and take ownership once the final payment is made. A straightforward path to ownership.

For illustration only

Spreading the cost, not the stress.

Instead of finding the full purchase price upfront, you fund the truck over its working life and keep cash free for fuel, registration and the next job. The points here are a simple illustration, not a quote or an offer. Your actual repayments depend on the lender, the asset, the term and your circumstances.

Spread the costover the term
Keep working capitalin the business

Illustrative only. Subject to lender approval, eligibility, fees, charges and terms and conditions. Not financial or tax advice.

Questions

Truck finance, answered.

Can I get truck finance with a new ABN?
Often yes. Some lenders on our panel work with newer ABNs and owner-operators, sometimes with low-doc options. We match you to a lender whose policy fits your situation.
What types of trucks can you finance?
Prime movers, rigids, tippers, tankers, buses, trailers and most commercial heavy vehicles, new or used, from dealers or private sale.
What is a chattel mortgage?
A common structure for business vehicle finance where you own the truck and the lender holds an interest until it is paid out. Your accountant can explain any GST and tax treatment for your circumstances.
How fast can I get approved?
Asset finance is fast. Many deals are approved within 24 to 48 hours once we have your details. More complex ones can take a little longer, and we give you a realistic timeframe upfront.
Is low-doc finance available?
For some asset purchases, low-doc options may be available where full financials are not required, depending on the lender, the asset and your circumstances. We will let you know what you may qualify for.
Also explore

Related finance.

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Truck Finance Near You

Ready to finance your next truck?

Start a quick quote or call us directly. We compare lenders and handle the paperwork, so you keep driving the business.