Asset Finance
From runabouts and ski boats to cruisers and jet skis, we help you arrange finance for a wide range of marine craft through a panel of lenders experienced in leisure asset finance.
What We Finance
We work with lenders who understand leisure and marine assets. Different lenders have different preferences around vessel type, age and value, which is where our knowledge of the panel adds value.
Bowriders, ski boats, wake boats and general-purpose powerboats for recreational use. New and used options available through the panel.
Aluminium tinnies, fibreglass fishing boats and bay boats. One of the most common marine finance requests, with good lender support across the panel.
Larger vessels for extended time on the water. Lender appetite for higher-value marine assets varies, and having a broker helps identify who will assess your application favourably.
Stand-up and sit-down personal watercraft. Finance options are available for new and near-new jet skis from dealers and, in some cases, private sellers.
Who It Suits
Whether it is your first boat or an upgrade to something bigger, we help recreational buyers find finance that fits their budget without the runaround of going to a bank directly.
Serious anglers looking to finance a dedicated fishing setup, including boat, motor and trailer. We can often arrange finance that covers the full package where lenders allow.
Buyers looking for a cruiser or cabin boat for extended time on the water. We work with lenders suited to higher-value marine purchases where standard lenders may not assist.
Some businesses use marine craft for commercial purposes. Depending on how the vessel is used, different finance structures may be available. We can assess what applies to your situation.
Finance Structures
The vessel acts as security for the loan. A common structure for private buyers purchasing recreational marine craft. Regular repayments are made over an agreed term, typically between one and seven years.
A finance product designed for the purchase of a physical asset. Terms and ownership arrangements vary by product and lender. Suited to personal purchases of boats and marine equipment.
Where a vessel is purchased for genuine business use, a chattel mortgage may be available. Ownership transfers to the buyer at settlement. Subject to lender approval and confirmation of business-use purpose. We recommend discussing business-use eligibility with your accountant.
To give you a general sense of how boat finance can be structured, here is a simplified example. Actual repayments will vary based on the loan amount, term, lender, fees and your individual circumstances.
This example is illustrative only and does not represent a quote or guaranteed outcome. Fees, charges and credit criteria apply. Speak with us for guidance relevant to your situation.
How It Works
Share details about the boat or marine craft you are looking at, including whether it is from a dealer or private seller. We will also ask a few questions about your financial situation to get started.
We assess options across our panel and identify lenders with appetite for your vessel type and buyer profile. We present your options clearly before you commit to anything.
Once approved, we work to get funds settled quickly so you can finalise the purchase and get out on the water.
Common Questions
Get a quick quote online or call us to talk through your options. We make the process straightforward from application through to settlement.
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