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Asset Finance

Equipment and machinery finance, ready when the job is.

From excavators to fit-outs, fund the gear your business needs over its working life and keep your cash for running the operation.

Why businesses use us

  • New and used equipment
  • Dealer or private sale
  • Chattel mortgage, lease or rental
  • A panel of lenders compared for you
  • Approvals often within 24 to 48 hours
What we finance

Fund the gear without draining the bank.

Equipment and machinery finance lets you put the right gear to work now and pay for it over time, so a large purchase does not tie up your working capital. As brokers, we compare lenders across our panel of banks, non-banks and specialist asset financiers, then match you to one whose policy suits the equipment and your business.

We arrange finance for earthmoving and construction plant, manufacturing machinery, trade tools, hospitality, medical and IT equipment, and office fit-outs, new or used, for businesses right across Australia.

Who it suits

Built for businesses that run on their gear.

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Trades and construction

Excavators, loaders, tools and plant to take on bigger jobs and keep sites moving.

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Manufacturing and processing

Production machinery and processing lines, financed to grow capacity.

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Hospitality and retail

Kitchen equipment, refrigeration and full fit-outs for new or growing venues.

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Medical and professional

Clinical, dental, IT and office equipment for practices and professional firms.

How it is structured

The right structure for your equipment.

We explain which one fits in plain language, and your accountant can advise on GST and tax treatment.

Chattel mortgage

You own the equipment from day one and the lender holds an interest until it is paid out. A common choice for businesses.

Finance lease

The lender owns the equipment and leases it to you, which can suit some businesses depending on how they account for it.

Rental or hire purchase

Rental keeps gear current with regular payments, while hire purchase leads to ownership once the final payment is made.

For illustration only

Put the gear to work today.

Rather than waiting until you have saved the full purchase price, you fund the equipment over its working life and let it start earning straight away. The points here are a simple illustration, not a quote or an offer. Your actual repayments depend on the lender, the asset, the term and your circumstances.

Spread the costover the term
Keep working capitalin the business

Illustrative only. Subject to lender approval, eligibility, fees, charges and terms and conditions. Not financial or tax advice.

Questions

Equipment finance, answered.

What equipment can you finance?
Excavators and earthmoving gear, manufacturing and processing machinery, trade tools, hospitality and medical equipment, IT and office fit-outs, and most business plant, new or used.
Can I finance used equipment or a private sale?
Yes. Many lenders on our panel fund used equipment and private-sale purchases. Terms can vary with the age and type of the asset.
Can I get equipment finance with a new ABN?
Often yes. Some lenders work with newer ABNs, sometimes with low-doc options. We match you to a lender whose policy fits your situation.
How fast can I get approved?
Equipment finance is fast. Many deals are approved within 24 to 48 hours once we have your details. More complex ones can take a little longer, and we give you a realistic timeframe upfront.
Is low-doc finance available?
For some asset purchases, low-doc options may be available where full financials are not required, depending on the lender, the asset and your circumstances. We will let you know what you may qualify for.
Also explore

Related finance.

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Equipment Finance Near You

Ready to finance your equipment?

Start a quick quote or call us directly. We compare lenders and handle the paperwork, so your gear gets to work sooner.