Asset Finance
Whether you are buying a family caravan, a camper trailer or a full-sized RV, we help you find finance that suits your budget and gets you on the road sooner.
What We Finance
We work with a panel of lenders experienced in leisure asset finance, giving you access to options suited to a range of caravan types and buyer situations.
New and used caravans from dealers and private sellers, including pop-tops, full-height and semi-off-road models.
Hard-floor and soft-floor campers, hybrid campers and off-road setups for buyers who prefer something compact and versatile.
Class A, B and C motorhomes and converted RVs, including larger vehicles that some lenders classify separately.
Finance for fifth wheel caravans and larger towing setups, including some options for buyers purchasing vehicle and caravan together.
Who It Suits
Caravan finance is not one-size-fits-all. We take the time to understand your situation before recommending anything.
Looking to upgrade or buy your first caravan? We can help you understand your options and find a structure that works with your household budget.
Planning an extended trip or lifestyle change? We assist buyers looking for larger, well-equipped setups with finance that fits a retired or semi-retired income profile.
Not sure where to start? We explain your options clearly and help you find a lender suited to your profile without multiple credit enquiries.
Some business owners purchase caravans for business use. Depending on how the asset is used, different finance structures may be available. We can walk you through what applies.
Finance Structures
The right structure depends on whether you are buying as a private individual or for business purposes. We can explain what is available based on your situation.
The caravan acts as security for the loan. This is a common structure for private buyers and can offer competitive rates compared to unsecured options. Regular repayments are made over an agreed term.
A finance product designed specifically for the purchase of a physical asset. Ownership arrangements and repayment terms vary by product. Suitable for personal and some lifestyle purchases.
Where a caravan is purchased for genuine business use, a chattel mortgage may be available. Ownership transfers to the buyer at settlement. Subject to lender and accountant guidance on business-use eligibility.
To give you a general sense of how caravan finance can be structured, here is a simplified example. Actual repayments will vary based on the loan amount, term, lender, fees and your individual circumstances.
This example is illustrative only and does not represent a quote or guaranteed outcome. Fees, charges and credit criteria apply. Speak with us for guidance relevant to your situation.
How It Works
Share details about the caravan you are looking at and your financial situation. The more we understand, the better we can match you to suitable lenders.
We assess options across our lender panel and present you with structures that suit your budget and profile, without unnecessary credit enquiries.
Once you are happy and your application is approved, we work to get funds settled so you can finalise the purchase and get on the road.
Common Questions
Get a quick quote online or call us to talk through your options. We are here to make the process straightforward.
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