Asset Finance

Caravan Finance Made Simple

Whether you are buying a family caravan, a camper trailer or a full-sized RV, we help you find finance that suits your budget and gets you on the road sooner.

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What we can help with

✓New and used caravans
✓Camper trailers and pop-tops
✓Full-sized motorhomes and RVs
✓Private sale and dealer purchases
✓Panel of leading lenders
✓Fast, simple applications

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What We Finance

Caravans, Campers & Motorhomes

We work with a panel of lenders experienced in leisure asset finance, giving you access to options suited to a range of caravan types and buyer situations.

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Family Caravans

New and used caravans from dealers and private sellers, including pop-tops, full-height and semi-off-road models.

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Camper Trailers

Hard-floor and soft-floor campers, hybrid campers and off-road setups for buyers who prefer something compact and versatile.

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Motorhomes & RVs

Class A, B and C motorhomes and converted RVs, including larger vehicles that some lenders classify separately.

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Fifth Wheelers

Finance for fifth wheel caravans and larger towing setups, including some options for buyers purchasing vehicle and caravan together.

Who It Suits

Caravan Finance for a Range of Buyers

Caravan finance is not one-size-fits-all. We take the time to understand your situation before recommending anything.

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Families Planning Their Next Adventure

Looking to upgrade or buy your first caravan? We can help you understand your options and find a structure that works with your household budget.

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Grey Nomads and Long-Distance Travellers

Planning an extended trip or lifestyle change? We assist buyers looking for larger, well-equipped setups with finance that fits a retired or semi-retired income profile.

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First-Time Caravan Buyers

Not sure where to start? We explain your options clearly and help you find a lender suited to your profile without multiple credit enquiries.

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Business Buyers

Some business owners purchase caravans for business use. Depending on how the asset is used, different finance structures may be available. We can walk you through what applies.

Finance Structures

How Caravan Finance Can Be Structured

The right structure depends on whether you are buying as a private individual or for business purposes. We can explain what is available based on your situation.

Secured Personal Loan

The caravan acts as security for the loan. This is a common structure for private buyers and can offer competitive rates compared to unsecured options. Regular repayments are made over an agreed term.

Consumer Asset Finance

A finance product designed specifically for the purchase of a physical asset. Ownership arrangements and repayment terms vary by product. Suitable for personal and some lifestyle purchases.

Chattel Mortgage (Business Use)

Where a caravan is purchased for genuine business use, a chattel mortgage may be available. Ownership transfers to the buyer at settlement. Subject to lender and accountant guidance on business-use eligibility.

Illustrative Example

To give you a general sense of how caravan finance can be structured, here is a simplified example. Actual repayments will vary based on the loan amount, term, lender, fees and your individual circumstances.

This example is illustrative only and does not represent a quote or guaranteed outcome. Fees, charges and credit criteria apply. Speak with us for guidance relevant to your situation.

$40,000Caravan purchase price

5-year termLoan term (example)

Regular repaymentsWeekly, fortnightly or monthly

How It Works

Three Simple Steps

Tell Us What You Need

Share details about the caravan you are looking at and your financial situation. The more we understand, the better we can match you to suitable lenders.

We Do the Legwork

We assess options across our lender panel and present you with structures that suit your budget and profile, without unnecessary credit enquiries.

Settle and Go

Once you are happy and your application is approved, we work to get funds settled so you can finalise the purchase and get on the road.

Common Questions

Caravan Finance FAQs

Can I finance a used caravan?

Yes. Many lenders on our panel provide finance for both new and used caravans, campers and RVs. Age and condition of the asset can influence lender appetite, which is something we assess when matching you to suitable options.

What finance structures are available for caravans?

Secured personal loans and consumer asset finance are the most common structures for private buyers. Business purchasers may have access to additional structures depending on how the caravan is used.

Do I need a deposit?

Not always. Deposit requirements vary by lender and depend on factors including your credit profile, the asset value and the loan amount. We can outline what applies to your situation once we understand your needs.

How long does caravan finance take?

Timeframes vary by lender. Once your application is complete, many lenders can provide an outcome within one to three business days, though more complex applications may take longer.

Can I use caravan finance for a private sale purchase?

Yes. Some lenders support private sale purchases. We can help identify which lenders on our panel accommodate this and guide you through the process.

Local finance broker

Caravan Finance Near You

Ready to Finance Your Caravan?

Get a quick quote online or call us to talk through your options. We are here to make the process straightforward.