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Asset Finance

Car finance, sorted properly.

New or used, business or personal, dealer or private sale. We compare lenders and handle the legwork so you can just drive away.

Get a quick quote → Call us

Why people choose us

✓ New and used cars, any make
✓ Dealer or private sale
✓ Business or personal use
✓ A panel of lenders compared for you
✓ Approvals often within 24 to 48 hours

Talk to a broker

What we arrange

The right car loan, without the dealership pressure.

Dealer finance is convenient, but it is rarely the sharpest option on the table. As brokers, we compare lenders across our panel of banks, non-banks and specialist financiers, then match you to one that suits your situation, the car you are buying and how you will use it.

We arrange finance for new and used cars, SUVs and utes, from a dealer or privately, for personal use or through your business, with clients right across Australia. You get a clear comparison, and we handle the paperwork through to settlement.

Who it suits

Whatever you are driving off in.

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Families and individuals

Upgrading the family car or buying your first one, with competitive personal car loans explained simply.

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Business owners and ABN holders

Cars and utes for the business, structured as a chattel mortgage. Your accountant can explain any GST and tax treatment for your situation.

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Private-sale buyers

Found the right car through a private seller or marketplace? We can finance that too.

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Employees and salary packaging

A novated lease can let you finance and run a car through your pre-tax salary. We will explain if it fits.

How it is structured

Three common ways to finance a car.

We explain which one fits in plain language, and your accountant can confirm any tax treatment for you.

Consumer car loan

A secured loan for personal-use cars, with regular repayments over a set term and the car as security. A straightforward, popular choice for private buyers.

Chattel mortgage

For business-use vehicles. You own the car from day one and the lender holds an interest until it is paid out. Your accountant can advise on GST and tax treatment.

Novated lease

A three-way arrangement between you, your employer and the lender, letting you finance and run a car from your pre-tax salary.

For illustration only

Spread the cost, keep your savings.

Rather than draining your savings to buy outright, you fund the car over a set term and keep cash on hand for everything else. The points here are general, not a quote or an offer. Your actual repayments depend on the lender, the car, the term and your circumstances.

Choose a termthat suits your budget

Compare lendersin one conversation

Illustrative only. Subject to lender approval, eligibility, fees, charges and terms and conditions. Not financial or tax advice.

Questions

Car finance, answered.

Can I finance a car bought from a private seller?

Yes. Many lenders on our panel fund private-sale vehicles as well as dealer purchases. We will let you know what is needed for a private sale.

Can I get car finance for both business and personal use?

Yes. For personal use we arrange consumer car loans. For business use a chattel mortgage or novated lease may suit. We will explain the difference and what works for you.

New or used, does it matter?

We finance both. Terms and rates can vary with the age of the vehicle, and we match you to a lender whose policy suits the car you are buying.

Will checking my options affect my credit score?

Getting an initial quote and discussing options does not affect your credit score. A formal application with a chosen lender may involve a credit enquiry, and we always confirm before lodging anything.

How fast can I get approved?

Car finance is quick. Many deals are approved within 24 to 48 hours once we have your details. We give you a realistic timeframe upfront.

Can visa holders get car finance?

Some temporary and permanent visa holders can, depending on the visa subclass, its conditions and the lender's policy. We will check which lenders on our panel can consider your visa and situation.

Can I get finance if I'm casual, part-time or self-employed?

Yes. We work with a range of employment types, including full-time, part-time, casual and self-employed. The right lender depends on your income, how long you have been working and the deal.

Is low-doc finance available?

For some asset purchases, low-doc options may be available where full financials are not required, depending on the lender, the asset and your circumstances. We will let you know what you may qualify for.

Also explore

Related finance.

Local finance broker

Car Finance Near You

Ready to sort your car finance?

Start a quick quote or call us directly. We compare lenders and handle the paperwork. You just pick the car.

Get a quick quote → Call 0451 542 722