@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:500 800;font-display:swap;src:url('/fonts/plus-jakarta-sans.woff2') format('woff2')}
@font-face{font-family:'Inter';font-style:normal;font-weight:400 600;font-display:swap;src:url('/fonts/inter.woff2') format('woff2')}
:root{--navy:#003087;--navy-deep:#00205B;--ink:#0C1A33;--slate:#51618A;--accent:#2563EB;--accent-deep:#1D4ED8;
  --mist:#F4F7FC;--line:#E3EAF5;--white:#FFFFFF;--ok:#1FA971;--radius:16px;--radius-sm:11px;--maxw:1400px;
  --shadow:0 18px 50px -22px rgba(0,32,91,.30);--shadow-sm:0 8px 24px -14px rgba(0,32,91,.28);
  --font-d:"Plus Jakarta Sans",system-ui,sans-serif;--font-b:"Inter",system-ui,sans-serif;}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-b);color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4{font-family:var(--font-d);line-height:1.14;letter-spacing:-.02em;color:var(--ink);font-weight:800}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 clamp(1.5rem,3vw,2.5rem)}
.wrap-narrow{max-width:780px;margin:0 auto;padding:0 clamp(1.5rem,3vw,2.5rem)}
.mark{position:relative;white-space:nowrap}
.mark::after{content:"";position:absolute;left:-2px;right:-2px;bottom:.06em;height:.34em;background:var(--accent);opacity:.45;z-index:-1;border-radius:3px}
.eyebrow{font-family:var(--font-d);font-weight:700;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--navy)}
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-d);font-weight:700;font-size:1rem;padding:.92rem 1.5rem;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}
.btn-primary{background:var(--accent);color:#fff;box-shadow:0 12px 26px -12px rgba(37,99,235,.55)}
.btn-primary:hover{transform:translateY(-2px);background:var(--accent-deep)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{transform:translateY(-2px);background:var(--navy-deep)}
.btn-lg{padding:1.05rem 1.8rem;font-size:1.06rem}
.topbar{background:var(--navy-deep);color:#dce6fb;font-size:.84rem;font-weight:500;text-align:center;padding:.5rem 1rem}
.topbar b{color:#fff}.topbar a{color:#bcd0f2;font-weight:700}
header.site{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1.2rem;padding:.6rem 0}
.brand{display:flex;align-items:center;gap:.6rem}
.brand .logo-img{height:38px;width:auto;display:block}
.menu{display:flex;align-items:center;gap:.25rem;list-style:none}
.menu>li{position:relative}
.menu>li>a{display:inline-flex;align-items:center;gap:.3rem;font-family:var(--font-d);font-weight:600;font-size:.96rem;color:var(--ink);padding:.6rem .8rem;border-radius:9px}
.menu>li>a:hover{background:var(--mist);color:var(--navy)}
.caret{width:.5rem;height:.5rem;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);opacity:.6}
.drop{position:absolute;top:calc(100% + 8px);left:0;min-width:440px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:.6rem;opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s;display:grid;grid-template-columns:1fr 1fr;gap:.15rem}
.menu>li:hover .drop,.menu>li:focus-within .drop{opacity:1;visibility:visible;transform:translateY(0)}
.drop.single{grid-template-columns:1fr;min-width:230px}
.drop a{display:block;padding:.55rem .7rem;border-radius:9px;font-size:.93rem;font-weight:500;color:var(--ink)}
.drop a:hover{background:var(--mist);color:var(--navy)}
.nav-cta{display:flex;align-items:center;gap:.8rem}
.nav-phone{font-family:var(--font-d);font-weight:700;color:var(--navy);white-space:nowrap;font-size:.97rem}
.hamb{display:none;flex-direction:column;gap:4px;background:none;border:0;cursor:pointer;padding:8px}
.hamb span{width:24px;height:2px;background:var(--navy);border-radius:2px}
/* Home hero */
.hero{position:relative;background:radial-gradient(120% 120% at 80% 0%,#0a4bb5 0%,var(--navy) 42%,var(--navy-deep) 100%);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:46px 46px;-webkit-mask-image:radial-gradient(80% 80% at 70% 10%,#000,transparent 75%);mask-image:radial-gradient(80% 80% at 70% 10%,#000,transparent 75%);opacity:.5}
.hero-grid{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:2.5rem;align-items:center;padding:4.4rem 0 4.8rem}
.hero .eyebrow{color:#9fc0f5}
.hero h1{color:#fff;font-size:clamp(2.3rem,4.7vw,3.7rem);margin:.9rem 0 1.1rem}
.hero h1 .mark::after{opacity:.9}
.hero p.lead{font-size:1.16rem;color:#cdddf8;max-width:34ch;margin-bottom:1.8rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:.8rem;margin-bottom:2.1rem}
.trust-strip{display:flex;gap:2.2rem;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.16);padding-top:1.4rem}
.trust-strip .t b{font-family:var(--font-d);font-size:1.5rem;color:#fff;line-height:1.1;display:block}
.trust-strip .t span{font-size:.82rem;color:#aac4ee}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}
.hero-card h3{font-size:1.12rem;margin-bottom:.2rem}
.hero-card .sub{font-size:.88rem;color:var(--slate);margin-bottom:1rem}
.qchoose{display:grid;grid-template-columns:1fr 1fr;gap:.55rem}
.qchoose a{display:flex;align-items:center;gap:.55rem;border:1px solid var(--line);border-radius:11px;padding:.7rem .8rem;font-family:var(--font-d);font-weight:600;font-size:.9rem;color:var(--ink);transition:.15s}
.qchoose a:hover{border-color:var(--navy);background:var(--mist);transform:translateY(-1px)}
.qchoose .ic{width:26px;height:26px;flex:none;border-radius:7px;background:var(--mist);display:grid;place-items:center}
.hero-card .finehint{font-size:.76rem;color:var(--slate);margin-top:.9rem;text-align:center}
/* Product / hub hero */
.phero{background:radial-gradient(120% 130% at 85% 0%,#0a4bb5 0%,var(--navy) 45%,var(--navy-deep) 100%);color:#fff;position:relative;overflow:hidden}
.phero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:46px 46px;-webkit-mask-image:radial-gradient(80% 80% at 75% 0,#000,transparent 75%);mask-image:radial-gradient(80% 80% at 75% 0,#000,transparent 75%);opacity:.5}
.crumbs{position:relative;font-size:.82rem;color:#9fc0f5;padding:1rem 0 0}.crumbs a:hover{color:#fff}
.phero-grid{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:2.4rem;align-items:center;padding:2rem 0 3.4rem}
.phero h1{color:#fff;font-size:clamp(2.1rem,4.2vw,3.2rem);margin:.7rem 0 1rem}
.phero p.lead{font-size:1.13rem;color:#cdddf8;max-width:42ch;margin-bottom:1.7rem}
.phero-cta{display:flex;flex-wrap:wrap;gap:.8rem}
.phero-mid{position:relative;text-align:center;max-width:760px;margin:0 auto;padding:2rem 0 3.2rem}
.phero-mid h1{color:#fff;font-size:clamp(2.1rem,4.4vw,3.3rem);margin:.7rem 0 1rem}
.phero-mid p.lead{font-size:1.15rem;color:#cdddf8;margin:0 auto 1.7rem;max-width:48ch}
.phero-mid .phero-cta{justify-content:center}
.phero-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}
.phero-card h3{font-size:1.05rem;margin-bottom:.8rem}
.checklist{list-style:none;display:grid;gap:.6rem}
.checklist li{display:flex;gap:.6rem;font-size:.95rem;align-items:flex-start}
.checklist .ck{flex:none;width:22px;height:22px;border-radius:6px;background:#e7f7ef;color:var(--ok);display:grid;place-items:center;font-size:.8rem;font-weight:800}
.phero-card .cta-row{margin-top:1.1rem}
/* Sections */
section{padding:4rem 0}
.sec-head{max-width:680px;margin-bottom:2rem}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head h2{font-size:clamp(1.7rem,3vw,2.3rem);margin:.6rem 0 .5rem}
.sec-head p{color:var(--slate);font-size:1.05rem}
.mist{background:var(--mist)}
.prose p{color:var(--slate);font-size:1.06rem;margin-bottom:1.1rem}.prose p strong{color:var(--ink)}
.prose h2{font-size:clamp(1.35rem,2.4vw,1.85rem);margin:2.4rem 0 .75rem;color:var(--ink)}
.prose h3{font-size:1.15rem;margin:1.8rem 0 .5rem;color:var(--ink)}
.prose h2:first-child,.prose h3:first-child{margin-top:0}
.prose ul,.prose ol{margin:0 0 1.2rem 1.5rem}
.prose li{font-size:1.06rem;color:var(--slate);line-height:1.65;margin-bottom:.45rem}
.prose li strong{color:var(--ink)}
.prose li+li{}
.prose table{margin:1.5rem 0}
/* Tiles */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;transition:.18s}
.tile:hover{transform:translateY(-4px);box-shadow:var(--shadow-sm);border-color:#c9d8f0}
.tile .ic{width:46px;height:46px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;margin-bottom:.9rem;font-size:1.2rem}
.tile h3{font-size:1.08rem;margin-bottom:.3rem}
.tile p{font-size:.9rem;color:var(--slate);margin-bottom:.9rem}
.tile .go{font-family:var(--font-d);font-weight:700;font-size:.86rem;color:var(--navy)}
.tile.feat{background:linear-gradient(160deg,var(--navy),var(--navy-deep));border-color:transparent}
.tile.feat h3{color:#fff}.tile.feat p{color:#bcd0f2}.tile.feat .ic{background:var(--accent)}.tile.feat .go{color:#9fc0f5}
/* Why (home) */
.why{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.why .item{padding:1.4rem;border-left:3px solid var(--accent);background:#fff;border-radius:0 var(--radius-sm) var(--radius-sm) 0}
.why .item h3{font-size:1.1rem;margin-bottom:.4rem}
.why .item p{color:var(--slate);font-size:.95rem}
/* Steps (home) */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.step .n{font-family:var(--font-d);font-weight:800;font-size:.92rem;color:var(--navy);background:#fff;border:2px solid var(--accent);width:42px;height:42px;border-radius:12px;display:grid;place-items:center;margin-bottom:.9rem}
.step h3{font-size:1.12rem;margin-bottom:.35rem}
.step p{color:var(--slate);font-size:.95rem}
/* Reviews (home) */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.rev{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}
.stars{color:#F5A623;font-size:1rem;letter-spacing:2px;margin-bottom:.6rem}
.rev p{font-size:.95rem;color:var(--ink);margin-bottom:.9rem}
.rev .who{font-family:var(--font-d);font-weight:700;font-size:.86rem;color:var(--slate)}
/* Locations (home) */
.loc-band{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.4rem}
.loc-band a{border:1px solid var(--line);background:#fff;border-radius:999px;padding:.5rem 1rem;font-size:.9rem;font-weight:600;font-family:var(--font-d);color:var(--navy)}
.loc-band a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
/* Cards / structures / examples / related (product + hub) */
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem}
.card h3{font-size:1.05rem;margin-bottom:.35rem}.card p{color:var(--slate);font-size:.94rem}
.card .ic{width:42px;height:42px;border-radius:11px;background:var(--navy);color:#fff;display:grid;place-items:center;margin-bottom:.8rem;font-size:1.1rem}
.card-link{display:block;text-decoration:none;color:inherit;transition:.18s}
.card-link:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:#c9d8f0}
.card .more{display:block;margin-top:.7rem;font-family:var(--font-d);font-weight:700;font-size:.86rem;color:var(--navy)}
.struct{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.example{background:linear-gradient(150deg,var(--navy),var(--navy-deep));color:#fff;border-radius:var(--radius);padding:2rem;display:grid;grid-template-columns:1.3fr 1fr;gap:1.5rem;align-items:center}
.example h3{color:#fff;font-size:1.4rem;margin-bottom:.5rem}.example p{color:#bcd0f2;font-size:.95rem}
.example .fig{text-align:center;background:rgba(255,255,255,.08);border-radius:var(--radius-sm);padding:1.2rem}
.example .fig b{font-family:var(--font-d);font-size:1.5rem;color:#fff;display:block;line-height:1.15}
.example .fig span{font-size:.8rem;color:#9fc0f5}
.example .note{font-size:.76rem;color:#8fa4cc;margin-top:.8rem;grid-column:1/-1}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.rel{display:block;border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem;background:#fff;transition:.16s}
.rel:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:#c9d8f0}
.rel h3{font-size:1rem;margin-bottom:.2rem}.rel span{color:var(--navy);font-family:var(--font-d);font-weight:700;font-size:.85rem}
/* FAQ */
.faq{display:grid;gap:.7rem;max-width:820px}
.qa{border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;overflow:hidden}
.qa summary{cursor:pointer;list-style:none;padding:1.1rem 1.3rem;font-family:var(--font-d);font-weight:700;font-size:1rem;display:flex;justify-content:space-between;gap:1rem;align-items:center}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"+";font-size:1.4rem;color:var(--navy);font-weight:700}
.qa[open] summary::after{content:"\2013"}
.qa .a{padding:0 1.3rem 1.2rem;color:var(--slate);font-size:.97rem}
/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy-deep));color:#fff;border-radius:var(--radius);padding:3rem;text-align:center}
.cta-band h2{color:#fff;font-size:clamp(1.6rem,3vw,2.3rem);margin-bottom:.6rem}
.cta-band p{color:#cdddf8;max-width:48ch;margin:0 auto 1.5rem}
.cta-band .hero-cta,.cta-band .phero-cta{justify-content:center}
/* Footer */
footer.site{background:#06122B;color:#a9bbdc;font-size:.92rem;padding:3.4rem 0 1.6rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr 1.1fr;gap:1.6rem;padding-bottom:2.2rem;border-bottom:1px solid rgba(255,255,255,.1)}
footer.site h4{color:#fff;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:.9rem}
footer.site ul{list-style:none}footer.site li{margin-bottom:.5rem}footer.site a:hover{color:#fff}
.foot-logo{font-family:var(--font-d);font-weight:800;font-size:1.25rem;color:#fff;letter-spacing:-.02em;margin-bottom:.7rem;display:inline-block}
.foot-brand p{max-width:30ch;color:#8fa4cc}
.socials{display:flex;gap:.6rem;margin-top:1rem}
.socials a{width:36px;height:36px;border-radius:9px;background:rgba(255,255,255,.08);display:grid;place-items:center;transition:.15s}
.socials a:hover{background:var(--accent)}.socials svg{width:18px;height:18px;fill:#cdd9ef}.socials a:hover svg{fill:#fff}
.foot-contact a{color:#9fc0f5;font-weight:600;font-family:var(--font-d)}
.foot-contact .btn{color:#fff}
.legal{padding-top:1.5rem;color:#7589b3;font-size:.8rem;line-height:1.7}.legal strong{color:#b9c8e6}.disclaimer{margin-top:.8rem;color:#6c80aa}
/* Reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
@media (min-width:1600px){:root{--maxw:1540px}}
@media (min-width:2000px){:root{--maxw:1760px}}
.broker-photo{display:block;width:100%;max-width:420px;border-radius:var(--radius);box-shadow:var(--shadow);border:1px solid var(--line)}
.menu-close{display:none}
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:2rem;padding:3rem 0 3.2rem}
  .hero p.lead{max-width:none}
  .phero-grid{grid-template-columns:1fr;gap:1.6rem;padding:1.4rem 0 2.6rem}
  .phero-grid>div:first-child{min-width:0}
  .phero p.lead{max-width:none}
  .tiles{grid-template-columns:1fr 1fr}
  .why,.steps,.reviews{grid-template-columns:1fr}
  .grid2,.struct,.related{grid-template-columns:1fr}
  .example{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .menu,.nav-phone{display:none}
  .hamb{display:flex}
  .menu.open{display:flex;position:absolute;top:100%;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid var(--line);padding:1rem;gap:.2rem;box-shadow:var(--shadow);max-height:calc(100vh - 86px);overflow-y:auto;-webkit-overflow-scrolling:touch}
  .menu.open .drop{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;min-width:0;grid-template-columns:1fr;padding:.2rem 0 .6rem 1rem}
  .broker-photo{max-width:460px;margin-left:auto;margin-right:auto}
  .menu.open .menu-close{display:flex;justify-content:flex-end;padding:0 0 .2rem;border-bottom:1px solid var(--line);margin-bottom:.3rem}
  .menu-close button{background:none;border:0;font:700 1.7rem/1 var(--font-d);color:var(--navy);cursor:pointer;padding:.1rem .55rem;border-radius:8px}
  .menu-close button:hover{background:var(--mist)}
}
@media (max-width:560px){
  .guide-banner{flex-direction:column;gap:1rem;padding:1.6rem 1.2rem!important;text-align:center}
  .tiles{grid-template-columns:1fr}
  .qchoose{grid-template-columns:1fr}
  .struct{grid-template-columns:1fr}
  .cta-band{padding:1.8rem 1.2rem}
  .foot-grid{grid-template-columns:1fr}
  section{padding:2.4rem 0}
  .hero-grid{padding:2rem 0 2.2rem}
  .phero-mid{padding:1.2rem 0 2rem}
  .phero-grid{padding:1rem 0 1.6rem}
  .phero-card{padding:1.2rem}
  .mark{white-space:normal}
  .example{padding:1.3rem 1rem}
  .sec-head{margin-bottom:1.4rem}
  .faq{max-width:none}
  .wrap,.wrap-narrow{padding-left:1.5rem;padding-right:1.5rem}
  .hero h1{font-size:clamp(1.9rem,5.5vw,3.7rem)}
  .phero h1,.phero-mid h1{font-size:clamp(1.75rem,5.5vw,3.2rem)}
}